XRPay
Start free

Accepting Crypto in Person: The Mobile Retail POS Guide

Accepting Crypto in Person: The Mobile Retail POS Guide

Cryptocurrency is no longer just for online stores. Brick-and-mortar retailers, restaurants, and local services are increasingly accepting crypto in person. However, hardware terminals from legacy processors are expensive, and standard networks like Bitcoin and Ethereum are too slow for in-person checkouts.

The XRPay mobile Point of Sale (POS) system converts any smartphone or tablet into a secure checkout terminal. It requires no additional hardware.

When a customer pays, the cashier inputs the fiat amount. XRPay converts the amount to crypto at the current exchange rate and renders a dynamic QR code on the screen. The customer scans the QR with their wallet and signs.

Thanks to the XRP Ledger's 3-second block finality, the register confirms the payment before the customer can even put their phone away. The transaction is zero-chargeback, and the flat fee is only 0.5%—far below credit card rates.

Streamlining Your Payout Infrastructure

XRPay makes it easy to integrate secure, protocol-level blockchain payouts into your business operations. Check out our resources to get started:

Create Your Free Account