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Solutions by industry

Crypto payments built for your business

Payment needs vary by business. Explore XRPay workflows for direct XRPL payments, checkout, invoicing, POS, and eligible provider-backed payment and payout services.

E-Commerce

E-Commerce Stores

XRPay is the payment gateway built for online merchants who want faster settlement, lower fees, and zero chargeback fraud.

Retail & Service

Restaurants & Cafés

XRPay's software POS turns any tablet into a crypto payment terminal. 3-second payments, no card reader, no processing fees eating into tight margins.

Professional

Freelancers & Consultants

Send a payment link. Client pays. Funds land in your wallet in 3 seconds. No net-30. No PayPal holds. No international wire fees.

Creators & Digital Goods

No Gumroad 10%. No Patreon cut. No PayPal holds. Sell direct to your audience with payment links, tip pages, and social commerce.

Enterprise & B2B

B2B Wholesale

XRPay's B2B marketplace lets merchants buy and sell wholesale with escrow-protected payments — no 30-day NET terms, no invoicing nightmares.

International Sellers

Traditional payment processors charge 1.5-4.5% in international surcharges plus currency conversion fees. XRPay charges the same 0.5% everywhere.

High-Risk Merchants

High-risk merchants pay 3-8% in processing fees and lose thousands to chargebacks. XRPay eliminates both — structurally, not through fraud detection.

Social Good

Nonprofits & Charities

Every dollar counts for nonprofits. XRPay's 0.5% fee means more of every donation reaches your cause — with transparent, on-chain receipts.