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B2B Crypto Invoicing: How to Issue and Settle Programmatic Invoices

B2B Crypto Invoicing: How to Issue and Settle Programmatic Invoices

Traditional B2B billing relies on slow wire networks, correspondent banks, and high cross-border conversion fees. A standard international SWIFT transfer takes 3 to 5 business days to clear, and correspondent bank fees can easily eat up $50 to $100 per transaction.

With XRPay's crypto invoicing software, B2B companies can issue programmatic, on-chain invoices. When a client receives an invoice, they can pay in their preferred stablecoin (like USDC or RLUSD) or native cryptocurrency.

Because XRPay is built on the XRP Ledger, the transaction settles in 3 seconds for a fraction of a cent. Our system automatically generates cryptographic destination tags to match payment hashes to specific invoice IDs, ensuring accounting records remain perfectly synced.

The merchant's treasury team doesn't have to hold crypto. The payout auto-sweep path instantly converts the crypto to USD or EUR and sends it directly to their linked corporate bank account using the Bridge.xyz off-ramp.

Streamlining Your Payout Infrastructure

XRPay makes it easy to integrate secure, protocol-level blockchain payouts into your business operations. Check out our resources to get started:

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